Do Islamic Fintech Leadership and Technology Adoption Predict Sustainable Entrepreneurship Values among Fintech Organizations?

Raja Suzana Raja Kasim; Nurul Afiqah Zulazli; Wan Fariza Azima Che Azman

doi:10.61707/9e0gfj82

Authors

Raja Suzana Raja Kasim Universiti Malaysia Kelantan, 16100 Kota Bharu, Kelantan
Nurul Afiqah Zulazli Universiti Malaysia Kelantan, 16100 Kota Bharu, Kelantan
Wan Fariza Azima Che Azman Universiti Malaysia Kelantan, 16100 Kota Bharu, Kelantan

DOI:

https://doi.org/10.61707/9e0gfj82

Keywords:

Islamic Fintech, Leadership, Sustainable Entrepreneurship Values, Fintech, Technology Adoption, Malaysia

Abstract

The primary objectives of this paper are to examine if Islamic Fintech leadership (IFL) and technology adoption (TA) can predict Sustainable Entrepreneurship Values (SEV) among Malaysian Fintech organizations. A survey was self-administered to 294 organisations involved in payment, e-wallet, prop-tech, digital bank, blockchain, cryptocurrency, remittance, AI/data, marketplace, crowdfunding, insurtech, wealthtech, Know Your Customer (KYC), and reg-tech services offerings. Partial Least Square Structural Equation Modelling is used to analyze 121 responses. The results show that IFL has a positive and significant relationship with SEV. TA, however, does not moderate the relationship between IFL and SEV. This paper contributed to developing the extended Technology Acceptance Model and Resource-Based Theory. The SEV model explains the leadership concern for socio-economy, environment, and values by creating a game changer for Islamic digital transformation that enables micro and small enterprises to access faster socio-economic well-being and financial health.